How to Manage Your Money Certification

How to Manage Your Money

It's possible to successfully manage your money through proper planning. Financial planning helps you understand your income, expenses, and debt more effectively — you are able to achieve short-term as well as long-term financial goals.

Managing your money also helps you get a clear picture of wasteful expenditure and how you can grow your money through savings and investment plans. Most importantly, money management helps you stay out of debt and plan for your retirement.

What You Will Learn:

  • The multiple benefits of financial management, including getting out of debt, saving for unexpected expenses and retirement savings
  • You will gain insights into income taxes and the difference between gross and net income
  • You will learn the importance of creating a budget in terms of identifying unnecessary expenses, the potential for savings and building strong personal habits over time
  • Important money management tips that can help you take care of your money over the long term
  • How to set up a budget step by step, including calculation of expenses, creation of savings goals and recording all spending activity
  • How to correctly use credit cards, without incurring high rates of interest

Benefits of Taking This Course:

  • You can manage your income and expenses better
  • You will understand how to save better by cutting down on unnecessary expenses
  • The useful money management strategies will help you stay out of debt and build positive habits, such as discipline and self-control
  • You will learn how to get out of debt without borrowing more money
  • You will be able to identify the different ways in which to invest your savings

This course includes

24/7 Student Support

End of course certification

Lifetime access to your course

PLUS - Access to the exclusive New Skills Academy Study Group!
  • Why we need to manage our money and how it can help us
  • How to understand the tax on your income
  • Some examples of income that may be tax-exempt
  • The benefits of creating a monthly budget
  • Some important money tips
  • The necessary steps required to help create a monthly budget
  • Correct use of credit cards and credit card spending
  • What we deem as ‘debt’
  • Ideas for what you can do with your savings and the definition and differences between these
ID: YDFT67YHJ
certificate

of achievement

This certificate is presented to

Your Name

NSA

For completing the

How to Manage Your Money Certification

on 21st November 2026

Selena Hurford

Selena Hurford

Course Tutor

cpd

Daniel Morgan

Daniel Morgan

Head of Academy

Certificate Example

Anyone who has an interest in learning more about this subject matter is encouraged to take the course. There are no entry requirements to take the course.

The course is broken down into 4 individual modules. Each module takes between 20 and 90 minutes on average to study. Although you are free to spend as much or as little time as you feel necessary on each module, simply log in and out of the course at your convenience.

You can study the course any time you like. Simply log in and out of the web based course as often as you require. The course is compatible with all computers, tablet devices and smart phones so you can even study while on the move!

Once you have completed all 4 modules there is a multiple choice test. The questions will be on a range of topics found within the 4 modules. The test, like the course, is online and can be taken a time and location of your choosing.

The pass mark for the test is 70%.

If you don’t pass the test first time you will get further opportunities to take the test again after extra study. There are no limits to the number of times you can take the test. All test retakes are included within the price of the course.

You can either use your Visa, MasterCard, American Express, Solo cards or PayPal account to pay for the online course. Our site uses the latest SSL encryption to ensure your safety. All payments are handled securely by PayPal.

You can begin the course immediately after your payment has been received. You will create your login details during the checkout process. We will also send you an email confirming your login details.

We estimate that the course will take about 3 hours to complete in total, plus an additional 30 minutes for the end of course test.

Once you have been awarded your certificate it is valid for life. The certificate does not expire or need renewing.

When I first started, I was quite anxious, but after seeing the course layout, it was very simple, effective and most important, engaging.

I especially liked the fact you don't become overwhelmed by the courses quantity of modules, and in the end you have to answer a certain amount of questions within a certain time limit. Every module's layout is very clean, fresh and comprehensive when it comes to its explanation.

If there was any part of the course I was unsure of, I would seek help from the advisors via the online chat and I could say they have been very friendly and helpful.

I'm glad I have taken this course through New Skills ACADEMY and I intend to undertake other courses by them.

Mohammed Hussain

Great teaching layout for each module. Clear and easy to follow studying method.

I found this way of learning perfect for me, as I could study at my own pace in the comfort of my home. Being dyslexic, I enjoyed studying the modules in my own time. Support always on hand if needed, plus a bonus of being able to print off each module to add my own notes.

Easy to use layout of the course, allowed myself to swiftly go through each module, with a small test at the end of each module before moving on, making sure the knowledge had sunk in! With a final Test at the end to complete the Diploma. I would recommend this site to others, looking to add to their skill set.

Gemma Russell

I wanted a qualification to back up the practical experience I had gained in my last job. I found logging in and navigating the site very easy and I really like the flexibility it gave me; being able to study around my usual working day. The topics were well laid out and explained and I understood well through relevant examples.
The test at the end was straightforward however some rewording of the multiple answers would make it more understandable. But otherwise I'm really happy with this course and I have actually learnt more than I expected.
I would not hesitate to use this company again and have in fact bought another course since.

Jenna Woollon

It's very easy to use the website and you can access all the information you need to learn. The tutors are very quick to respond what makes even easier to understand and move on with the studies.

Very happy with the course.

Cindy Miceli

I was a bit apprehensive about doing this course online but I needn't have worried. I was able to work through the modules at my own pace.

The course material was easy to understand and had some really useful and practical information and advice such as choosing a name for your business and the pitfalls of working from home.

I'm really, really glad I did this course as I am a home baker and it has provided lots of useful knowledge and tips to take my business forward.

The course has definitely given me the confidence to take my hobby to the next level.

Thank you

Monica Richards

At age 44, I took a notion to start a new career, so I booked a Travel & Tourism online course with New Skills Academy.

I was actually pretty nervous when I looked at the modules as it’s been years since I studied!

I was pleasantly surprised at how well the course flowed and how uncomplicated it was. The presentation of the course was easy to read and understand.

When I got to the final test, I was nervous, but had no need to be. It was a general test of knowledge and I passed with 70%. I feel proud!

Angela Wilson

Duration:
3 hours

Access:
Lifetime Access

Approved by:
CPD

Learning Type:


Text based modules  Images  MP3 audio lessons 

Cost:
$190.00

How to Manage Your Money

It's possible to successfully manage your money through proper planning. Financial planning helps you understand your income, expenses, and debt more effectively — you are able to achieve short-term as well as long-term financial goals.

Managing your money also helps you get a clear picture of wasteful expenditure and how you can grow your money through savings and investment plans. Most importantly, money management helps you stay out of debt and plan for your retirement.

What You Will Learn:

  • The multiple benefits of financial management, including getting out of debt, saving for unexpected expenses and retirement savings
  • You will gain insights into income taxes and the difference between gross and net income
  • You will learn the importance of creating a budget in terms of identifying unnecessary expenses, the potential for savings and building strong personal habits over time
  • Important money management tips that can help you take care of your money over the long term
  • How to set up a budget step by step, including calculation of expenses, creation of savings goals and recording all spending activity
  • How to correctly use credit cards, without incurring high rates of interest

Benefits of Taking This Course:

  • You can manage your income and expenses better
  • You will understand how to save better by cutting down on unnecessary expenses
  • The useful money management strategies will help you stay out of debt and build positive habits, such as discipline and self-control
  • You will learn how to get out of debt without borrowing more money
  • You will be able to identify the different ways in which to invest your savings

This course includes

24/7 Student Support

End of course certification

Lifetime access to your course

PLUS - Access to the exclusive New Skills Academy Study Group!
  • Why we need to manage our money and how it can help us
  • How to understand the tax on your income
  • Some examples of income that may be tax-exempt
  • The benefits of creating a monthly budget
  • Some important money tips
  • The necessary steps required to help create a monthly budget
  • Correct use of credit cards and credit card spending
  • What we deem as ‘debt’
  • Ideas for what you can do with your savings and the definition and differences between these
ID: YDFT67YHJ
certificate

of achievement

This certificate is presented to

Your Name

NSA

For completing the

How to Manage Your Money Certification

on 21st November 2026

Selena Hurford

Selena Hurford

Course Tutor

cpd

Daniel Morgan

Daniel Morgan

Head of Academy

Certificate Example

Anyone who has an interest in learning more about this subject matter is encouraged to take the course. There are no entry requirements to take the course.

The course is broken down into 4 individual modules. Each module takes between 20 and 90 minutes on average to study. Although you are free to spend as much or as little time as you feel necessary on each module, simply log in and out of the course at your convenience.

You can study the course any time you like. Simply log in and out of the web based course as often as you require. The course is compatible with all computers, tablet devices and smart phones so you can even study while on the move!

Once you have completed all 4 modules there is a multiple choice test. The questions will be on a range of topics found within the 4 modules. The test, like the course, is online and can be taken a time and location of your choosing.

The pass mark for the test is 70%.

If you don’t pass the test first time you will get further opportunities to take the test again after extra study. There are no limits to the number of times you can take the test. All test retakes are included within the price of the course.

You can either use your Visa, MasterCard, American Express, Solo cards or PayPal account to pay for the online course. Our site uses the latest SSL encryption to ensure your safety. All payments are handled securely by PayPal.

You can begin the course immediately after your payment has been received. You will create your login details during the checkout process. We will also send you an email confirming your login details.

We estimate that the course will take about 3 hours to complete in total, plus an additional 30 minutes for the end of course test.

Once you have been awarded your certificate it is valid for life. The certificate does not expire or need renewing.

When I first started, I was quite anxious, but after seeing the course layout, it was very simple, effective and most important, engaging.

I especially liked the fact you don't become overwhelmed by the courses quantity of modules, and in the end you have to answer a certain amount of questions within a certain time limit. Every module's layout is very clean, fresh and comprehensive when it comes to its explanation.

If there was any part of the course I was unsure of, I would seek help from the advisors via the online chat and I could say they have been very friendly and helpful.

I'm glad I have taken this course through New Skills ACADEMY and I intend to undertake other courses by them.

Mohammed Hussain

Great teaching layout for each module. Clear and easy to follow studying method.

I found this way of learning perfect for me, as I could study at my own pace in the comfort of my home. Being dyslexic, I enjoyed studying the modules in my own time. Support always on hand if needed, plus a bonus of being able to print off each module to add my own notes.

Easy to use layout of the course, allowed myself to swiftly go through each module, with a small test at the end of each module before moving on, making sure the knowledge had sunk in! With a final Test at the end to complete the Diploma. I would recommend this site to others, looking to add to their skill set.

Gemma Russell

I wanted a qualification to back up the practical experience I had gained in my last job. I found logging in and navigating the site very easy and I really like the flexibility it gave me; being able to study around my usual working day. The topics were well laid out and explained and I understood well through relevant examples.
The test at the end was straightforward however some rewording of the multiple answers would make it more understandable. But otherwise I'm really happy with this course and I have actually learnt more than I expected.
I would not hesitate to use this company again and have in fact bought another course since.

Jenna Woollon

It's very easy to use the website and you can access all the information you need to learn. The tutors are very quick to respond what makes even easier to understand and move on with the studies.

Very happy with the course.

Cindy Miceli

I was a bit apprehensive about doing this course online but I needn't have worried. I was able to work through the modules at my own pace.

The course material was easy to understand and had some really useful and practical information and advice such as choosing a name for your business and the pitfalls of working from home.

I'm really, really glad I did this course as I am a home baker and it has provided lots of useful knowledge and tips to take my business forward.

The course has definitely given me the confidence to take my hobby to the next level.

Thank you

Monica Richards

At age 44, I took a notion to start a new career, so I booked a Travel & Tourism online course with New Skills Academy.

I was actually pretty nervous when I looked at the modules as it’s been years since I studied!

I was pleasantly surprised at how well the course flowed and how uncomplicated it was. The presentation of the course was easy to read and understand.

When I got to the final test, I was nervous, but had no need to be. It was a general test of knowledge and I passed with 70%. I feel proud!

Angela Wilson

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